At BCR Solutions, we have developed a variety of programs that have proven successful in helping our many clients get back on track and attain the credit worthiness they deserve.
We provide services in the areas of credit restoration, debt negotiations, interest rate reductions and real estate short sales. With our extensive knowledge of how the credit system works, you are sure to get the results you require.
With each service being unique, both the tasks and compensation vary. Outlined below are more details on the services we offer.
- Credit Restoration
- Debt Negotiations
- Payment and Interest Rate Reductions
- Loan Modifications & Short Sales
No matter if it is Credit Restoration, Debt Negotiations, Payment and Interest Rate Reductions or Property Short Sales, we can handle it all!
Credit Restoration
BCR Solutions will initially review your credit report with you to determine both your objective and also the best approach for your situation. We believe in customizing each restoration process. We are different. We don't do what others do - perform standard batch processes that do not guarantee results. In fact, in many cases, these methods just don't work. Our system works! We are so confident in our process that we offer a money back guarantee.*
In general, the process will take between 8-12 weeks for positive results. With each person being unique, we have some clients getting results much faster! Our goal is to help clients reestablish good credit with all 3 credit bureaus in 70 days and to provide a service to our corporate clients so they may do the same.
Overall, the process is iterative with varying approaches. We offer both complete and partial restoration services - it's your choice. As everyone is unique, give us a call today and see what BCR Solutions can do for you!
Restoration services start at only $299. Please call for a quick consultation to learn what BCR Solutions can do for you.
Debt Negotiations
A legitimate way of solving your problem without the need for bankruptcy. Our representatives work each case individually to determine your eligibility and then, if you qualify, they will establish a program that allows repayment of the debt while ultimately saving your credit. This approach reduces your debt vs. consolidation options. Our approach assists you by reducing the time to repay the debt and by lowering the total debt you owe.
Our negotiation process has been tested and developed over years of experience by our team of professionals in the field of finance and consumer debt. Our professionals are highly skilled in each of their fields of expertise.
Payment and Interest Rate Reductions
Working closely with your lenders, we can achieve amazing things. With results typically reducing interest rates by 1/3 their original amount and reducing payments by thousands, this is a great option for many people. We begin by performing a credit report analysis and assessing the most likely candidates for this service. Once we agree on what lender to target, we begin to work closely with you and the lender to save you thousands of dollars. This helps you pay off debt quickly and does not adversely affect your credit score.
Be sure to ask about this service as it will save the average person thousands of dollars!
Loan Modifications & Short Sales
If you have fallen behind on your mortgage and need assistance in reducing both your monthly payment and your overall debt owed, we can help! We have been very successful in stopping foreclosures before they happen. Please ask about our loan modification program.
Short sales are very tedious and stressful for all involved. Let BCR Solutions guide you through the process. We are with you all the way.
We start by determining your current situation including how many months behind you are in your mortgage, if you have received any notices and other circumstances concerning your current situtation. We then aggresively negotiate on your behalf to reduce your financial burden. We also secure buyers. The process is turnkey and gets you and your family back on their feet as quick as possible. Throughout the process we are always trying to minimize the stress for you and your family
Give us a call today and let us help you get through the tough times.
* Terms and Conditions Apply
How do we do it? Glad you asked.
At BCR Solutions, we facilitate your legal rights under both the Fair Credit Reporting Act (FCRA) and the Fair Credit Organization ACT (FCOA). Both were put in place to protect consumers. The FCRA alone allows you to challenge the accuracy, validity and timeliness of any item on your credit report. Federal law requires a specified response time for the credit bureaus to provide documentation to back their claim. If they do not provide proper and timely evidence, the negative information must be removed.
There are hundreds of guidelines both creditors and credit bureaus are required to follow in order to legally report any negative credit information about you. The fact of the matter is, both the credit bureaus and the creditors are very busy tracking transactions and it is common for them to make mistakes.
